EMI calculator & land unit converter
Two tools we built because we were doing this arithmetic on paper for clients anyway. Everything runs in your browser — nothing is sent anywhere.
Home loan EMI calculator
Model the monthly instalment on a Nepali home loan. Rates are floating for most banks here, so treat the result as a planning figure rather than a promise.
Base rate plus your negotiated premium.
Longer tenure, smaller EMI, far more interest.
Most Nepali banks lend 60–70% of their valuation, which is often below the price you negotiated.
Read before you rely on this
- Registration fees and taxes are not financed — budget them on top of the down payment.
- Most Nepali home loans are floating: the base rate moves, your premium does not.
- Banks generally cap total monthly obligations at around half of documented income.
- Ask specifically about the service charge and the prepayment penalty.
Nepali land unit converter
Ropani–Aana–Paisa–Daam for the hills, Bigha–Katha–Dhur for the Terai, and square feet or metres for everyone else. Enter any one and the rest follow.
Price check
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Comparing a Kathmandu plot priced per Aana with a Chitwan plot priced per Katha? Normalise to square feet first — a Katha is more than ten times an Aana.
Reference table
| Unit | Equals | Sq. ft. | Sq. m. |
|---|---|---|---|
| 1 Ropani | 16 Aana | 5,476 | 508.72 |
| 1 Aana | 4 Paisa | 342.25 | 31.80 |
| 1 Paisa | 4 Daam | 85.56 | 7.95 |
| 1 Daam | — | 21.39 | 1.99 |
| 1 Bigha | 20 Katha | 72,900 | 6,772.63 |
| 1 Katha | 20 Dhur | 3,645 | 338.63 |
| 1 Dhur | — | 182.25 | 16.93 |
Hill districts (including Kathmandu Valley, Pokhara, Dhulikhel) use the Ropani system. Terai districts (Chitwan, Rupandehi, Morang, Jhapa and neighbours) use the Bigha system.
Need a real quote?
We compare live offers from Nepali banks, tell you what a property is likely to be valued at, and prepare the file so the sanction does not stall. We take no commission from any lender.